JD Weatherspoon founder readjusts work-life balanceOn 7 Oct 2003 in Personnel Today The boss of one of Britain’s biggest pub chains has set off on a six-monthlong, unpaid sabbatical. Tim Martin, founder of JD Wetherspoon, will be away from his desk for halfthe year, and has said he is fulfilling a long-standing ambition. Martin will spend some of his time off travelling. The move follows closely behind Alan Milburn’s decision to quit the cabinetand spend more time with his family – and signals that the trend for increasedwork-life balance is now reaching the very top end of Government and business. Comments are closed. Previous Article Next Article Related posts:No related photos.
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Full Name* Message* Share via Shortlink Home prices surpass 2006 peak levels. (Getty, Unsplash / Photo Illustration by Alison Bushor for The Real Deal) In November, indices tracking U.S. home prices surpassed a historic high point of nearly 15 years ago.The S&P CoreLogic Case-Shiller US National Home Price Index rose 9.5 percent year-over-year in November, up from 8.4 percent in October. The monthly index is about 26 percent higher than the previous peak of July 2006.The 20-city home price index, which tracks the housing market in 20 cities including New York City, Los Angeles, Miami and Chicago, similarly reported a 9.1 percent increase, up 1.1 percent from the prior month. The index is 15.5 percent above its previous high point in 2006.The cities of Phoenix, Seattle and San Diego again reported the biggest annual gains, though all 19 cities included in the index saw year-over-year increases. Detroit is typically included in the index, but pandemic-related delays recording sales have temporarily excluded it in recent months.Read moreAmericans bought 5.6M homes last year — the most since the bubbleIt’s never been more expensive to buy a home in the USHow builders are changing America’s suburbs to fit the times Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Craig Lazzara, managing director and global head of index investment strategy at S&P Dow Jones Indices, attributed the soaring prices to homebuyers moving from urban to suburban homes.He said it’s not yet clear whether the pandemic fueled these purchases or simply accelerated the timeline for buyers who were already interested in moving out of cities.“This may represent a true secular shift in housing demand, or may simply represent an acceleration of moves that would have taken place over the next several years anyway,” Lazzara said in a statement. “Future data will be required to address that question.”Housing prices climbed over $300,000 for the first time in summer 2020, driven by the strongest demand from buyers in 14 years and historically low levels of inventory. The median sales price of existing homes ended the year at $309,800, according to the National Association of Realtors.Contact Erin Hudson TagsHousing MarketResidential Real Estate Email Address*
It’s amazing that this all started with a business plan and a warehouse in near Rotherham,” says Maple Leaf Bakery’s managing director, Peter Maycock.Eight years on, the speciality breads company has a £90m turnover and 1,000 employees. The roll call of its businesses includes New York Bagels, the French Croissant Company (FCC), which is the UK’s largest croissant producer, speciality breads supplier Avance, the former Harvestime bakery in Walsall, a pretzel foodservice bakery in Southend and another speciality bakery in Cumbria. And most of these were bought up in a bold series of acquisitions in the last 12 months.Turnover has quadrupled since the end of 2005, Maycock reveals. It doubled in March 2006, when Maple Leaf bought the Harvestime bakery in Walsall. And it doubled again in December, when it bought up Harvestime’s former sister companies, London-based FCC and Kent-based Avance, which supplies Pizza Express, among other customers.But what is behind this new force in the UK bakery market and what can we expect from it next? Well check out Maple Leaf’s pedigree. The company was set up in 1997 as the European launchpad for Canadian food giant Maple Leaf Foods.Maycock says that Maple Leaf is only interested in buying major players – number one or two in the market – and it also wants to be involved with great brands. “We want to operate at lowest cost – not cheapest, but most efficient,” he adds.As an illustration, he says the UK Maple Leaf business might one day have developed to include plant bread in the long term. But for now, there are no suitable targets for acquisition, he says: “That’s very unlikely, with British Bakeries having just been sold and Allied Bakeries and Warburtons unlikely to come up for sale.”Maycock, a former British Bakeries employee, joined Maple Leaf in the UK in 1997 and was charged with putting together the original plans for Maple Leaf’s European bakery launch. He says he concluded rapidly that speciality bread and morning goods were the big areas of growth and opportunity in the UK.Lift-off came after extensive market analysis, when Maycock noticed that Tesco was importing its in-store bagels from North America. So in 1998, with the support of Tesco, he set up an own-label production site in Swinton, near Rotherham, helped by a government grant. Maycock comments: “We started with Tesco, were fortunate enough to add Marks & Spencer in 2000 and, in 2001, we bought the New York Bagel Company and its great New York Bagel brand. At this point, we began trading with all other retailers including Sainsbury’s, Morrisons, Somerfield and the Co-op and decided to put our efforts into building the bagel category.”In 2005, the company invested £12m on a new bakery line at the Swinton site, which is now the largest bagel bakery in the world, capable of producing 72,000 bagels an hour on its two production lines. Between July 2005 and July 2006, New York Plain Bagels were the second-biggest seller in the ’bakery occasions’ category, with value up by 43.2% (Warburtons Bakery Preview 2006). Bagel turnover is now running at between £24-25 million a year and Maple Leaf claims it has around an 80% share of the UK bagel market. “The site is at around 60% capacity unless there is a promotion on,” says Maycock. “That gives us space for two to four years’ growth.”Own-label accounts for about 45% of turnover and branded product for 30%. “We do all of the supermarkets because our ’boiled’ bagel has proved to be the consumer-preferred bagel type in the UK, in common with North America. UK bagel sales are growing between 15-20% year-on-year.” he says.The company recently ran a national TV advertising campaign and will spend £3m on more advertising next year, with another campaign under way this month and two more bursts later on. It has also seen very significant growth in its premium in-store bakery bagels, driven by fantastic growth at Sainsbury’s, Maycock says.With its bagel ambitions on target, Maple Leaf began to look at other opportunities. It made its move in March 2006, buying the assets of Harvestime’s Walsall site from administration.Maple Leaf was a late entrant into an administration process. It had considered
Coming to Miami Beach, Florida from February 10-12, 2017, Snarky Puppy has announced the lineup for their very first GroundUP Music Festival. After revealing plans for the festival back in August, the Grammy-winning jazz/funk ensemble has recruited an all-star billing of performers to join them.Perhaps unsurprisingly, one of the biggest names on the lineup is David Crosby. It’s unsurprising, in that Crosby has passionately expressed his enthusiasm for Snarky Puppy, and has even collaborated with them on multiple occasions. The full lineup is jam-packed with talented musicians, including Terence Blanchard, Laura Mvula, Chris Thiele & Michael Daves, Jacob Collier, Charlie Hunter feat. Jeff Coffin, John Medeski’s Mad Skillet, Carlos Malta & Pife Muderno, Bill Laurance, Maz, Shelly Berg, Lee Boys feat. Roosevelt Collier, Pedrito Martinez Group, Banda Magda, Lucy Woodward, House of Waters, Michelle Willis, FORQ, Funky Knuckles, and Bokanté. Of course, there will also be daily sets from Snarky Puppy on all nights of the festival.The festival is an intimate affair, with capacity for only 1,500 each day. Don’t sleep on tickets! You can find more information here.
The February 2010 Mortgage Monitor report, released by Lender Processing Services, Inc. (NYSE: LPS), a leading provider of mortgage performance data and analytics, shows that while delinquency rates in the U.S. have risen to historic highs, the pace of deterioration has slowed. However, the nation’s housing market remains far from a full recovery.Based on data extrapolated from the LPS servicing database, nearly 7.5 million loans are in some stage of delinquency or foreclosure, with an additional one million properties in REO or post-sale foreclosure. In addition, approximately 2.5 million loans that were current on Jan. 1, 2009, were 60 or more days delinquent (including foreclosures) as of Jan. 31, 2010. Despite extraordinary loss mitigation efforts that have resulted in the execution of approximately two million loan modifications — including the federal government’s Home Affordable Modification Program (HAMP) trial periods — the number of new delinquencies since January 1, 2009, still exceeds this number by 25 percent.For the nation, the delinquency rate was 10.2 percent, the foreclosure inventory rate was 3.3 percent, and the non-current rate for mortgages was 13.5 percent. The Vermont equivalents were 6.1 percent, 2.0 percent and 8.1 percent.The nation’s pool of problem loans continues to grow and stagnate. More than 31 percent of loans that have been delinquent for six months are not yet in foreclosure, while 22.8 percent of loans delinquent for 12 months have not been moved to foreclosure status (up from 9.0 percent in 2008).Older loans now make up a higher proportion of new delinquencies, as more loans experience repeat delinquencies. The average loan age of newly delinquent loans is now 46 months, as compared to an average newly delinquent loan age of 27 months in January 2007. During January 2010, 346,000 borrowers became delinquent for the first time, representing approximately 40 percent of all newly delinquent loans for the month.Other key results from LPS’ January 2010 Mortgage Monitor include: Total U.S. loan delinquency rate: 10.2 percent Total U.S. foreclosure inventory rate: 3.3 percent Total U.S. non-current* loan rate: 13.5 percent States with most non-current* loans: Florida, Nevada, Mississippi, Arizona, Georgia, California, Indiana, Illinois, Michigan and Ohio States with fewest non-current* loans: North Dakota, South Dakota, Alaska, Wyoming, Montana, Nebraska, Vermont, Colorado, Oregon and Washington*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.Note: Totals based on LPS Applied Analytics’ loan-level database of mortgage assets.LPS manages the nation’s leading repository of loan-level residential mortgage data and performance information from approximately 40 million loans across the spectrum of credit products. The company’s research experts carefully analyze this data to produce dozens of charts and graphs that reflect trend and point-in-time observations for LPS’ monthly Mortgage Monitor Report.To review the full report, listen to a presentation of the report or access an executive summary, visithttp://www.lpsvcs.com/NEWSROOM/INDUSTRYDATA/Pages/default.aspx(link is external).About Lender Processing ServicesLender Processing Services, Inc. (LPS) is a leading provider of integrated technology and services to the mortgage and real estate industries. LPS offers solutions that span the mortgage continuum, including lead generation, origination, servicing, workflow automation (Desktop), portfolio retention and default, augmented by the company’s award-winning customer support and professional services. Approximately 50 percent of all U.S. mortgages by dollar volume are serviced using LPS’ Mortgage Servicing Package (MSP). LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries. For more information about LPS, visit www.lpsvcs.com(link is external). SOURCE Lender Processing Services, Inc. 3.15.2010 JACKSONVILLE, Fla./PRNewswire-FirstCall/ —
Get fit for adventure this spring with Chaco!Enter below to win a pair of Chaco sandals, either the Men’s Mighty Sandal or the Women’s Fantasia Sandal.This giveaway is now closed, but sign up for more free giveaways here.Rules and Regulations: Package must be redeemed within 1 year of winning date. Entries must be received by mail or through the www.blueridgeoutdoors.com contest sign-up page by 12:00 noon EST on May 15th, 2013. One entry per person. One winner per household. Sweepstakes open only to legal residents of the 48 contiguous United States and the District of Columbia, who are 18 years of age or older. Void wherever prohibited by law. Families and employees of Blue Ridge Outdoors Magazine and participating sponsors are not eligible. No liability is assumed for lost, late, incomplete, inaccurate, non-delivered or misdirected mail, or misdirected e-mail, garbled, mistranscribed, faulty or incomplete telephone transmissions, for technical hardware or software failures of any kind, lost or unavailable network connection, or failed, incomplete or delayed computer transmission or any human error which may occur in the receipt of processing of the entries in this Sweepstakes. By entering the sweepstakes, entrants agree that Blue Ridge Outdoors Magazine and Chaco USA reserve the right to contact entrants multiple times with special information and offers. Blue Ridge Outdoors Magazine reserves the right, at their sole discretion, to disqualify any individual who tampers with the entry process and to cancel, terminate, modify or suspend the Sweepstakes. Winners agree that Blue Ridge Outdoors Magazine and participating sponsors, their subsidiaries, affiliates, agents and promotion agencies shall not be liable for injuries or losses of any kind resulting from acceptance of or use of prizes. No substitutions or redemption of cash, or transfer of prize permitted. Any taxes associated with winning any of the prizes detailed below will be paid by the winner. Winners agree to allow sponsors to use their name and pictures for purposes of promotion. Sponsors reserve the right to substitute a prize of equal or greater value. All Federal, State and local laws and regulations apply. Selection of winner will be chosen at random at the Blue Ridge Outdoors office on or before May 30th, 6:00 PM EST 2013. Winners will be contacted by the information they provided in the contest sign-up field and have 7 days to claim their prize before another winner will be picked. Odds of winning will be determined by the total number of eligible entries received.
Students at Emory & Henry College in Emory, Virginia can earn college credits while hiking the Appalachian Trail, thanks to the college’s Semester-A-Trail Program. The innovative program is the only one in the U.S. offering college credit to students thru-hiking the Appalachian Trail or undertaking shorter section hikes on the A.T. Students may transfer in from any college to participate in the program and then return to their original institute of higher learning with the credits they received during their hike. There’s a new speed record on the Arizona Trail, an 800-mile footpath that extends from the Utah-Arizona border to the Arizona-Mexican border. Englishman Joshua Perry clocked nearly 55 miles a day to complete the trail in 14 days, 12 hours and 21 minutes. The wife says she reached out her hand and the deer touched her finger with its nose before coming into their yard at a break in the fence line. The deer then walked up to the woman and knocked into her, pinning her against a barbwire fence. When the husband intervened the deer attacked him, knocking him down and dragging him around the yard. The wife ran inside to call 911 and shot a pellet gun in the direction of the deer, allowing the husband to escape and hide behind a boat. The 56-year-old man sustained injuries from the buck’s antlers and was treated at a local hospital. New speed record set on Arizona Trail In addition to undertaking a long and challenging hike, those participating in the Semester-A-Trail Program will also complete a wilderness first aid course and participate in skill-building workshops and training. Backpacking gear, footwear, a hiking budget and on-trail support from program staff are all included in the program. Deer are generally docile, skittish creatures, but a man in Colorado has learned that’s not always the case. A Douglas County Sheriff’s Office deputy responded to a 911 call by a couple that reported seeing a “friendly deer” wearing a fluorescent orange collar behind the fence line of their property. Colorado man attacked by deer that may have been hand-raised by people You can earn college credit for thru-hiking the Appalachian Trail Wildlife officials believe that the deer had been raised by humans and was released into the wild after those that were caring for it could no longer handle the animal. After the attack, officials learned that the deer had earlier approached another man and “attempted to push him around” while he was doing yard work. The deer also chased a 10-year-old boy. That attack was thwarted when a driver pulled his car in between the deer and the child. Perry says that along the way he crossed paths with a mountain lion as well as smaller creatures like tarantulas, snakes and scorpions. To keep his energy up he ate every 30 minutes, consuming 8,000 calories per day. “The desert Southwest is incredible,” Perry told azfamily.com. “I’ll definitely be back there.”
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York The spirit of giving was in the air last week in Albany when Gov. Andrew Cuomo announced the winners of the third round of his Regional Economic Development Council initiative—and Long Island came out on top with $83 million to be shared among 98 local projects.Since the program began in 2011, Cuomo has awarded $244 million to the Long Island Regional Economic Development Council, which competes with regions across the state for these special grants tailor-made to “create jobs and support economic growth,” as the governor’s press office put it.“We are transforming New York State into a top destination for companies from around the world to locate, invest and grow,” Cuomo said. “These efforts have allowed the regional councils for the last three years to pursue economic development projects on the ground across the state, from creating new technologies and supporting innovation to building hospitals and tourism destinations that will further our economic growth.”The Long Island Regional Economic Development Council is co-chaired by Hofstra University President Stuart Rabinowitz and Long Island Association President and CEO Kevin Law, who noted that the $83 million allocation “was the highest amount of funding awarded to any of the 10 regional councils” created in New York by the governor.“These Round Three funds will help implement a number of exciting, job-generating projects to improve Long Island’s economy,” he told the Press in a statement, “including a cancer therapeutic discovery center at Cold Spring Harbor Laboratory, a Stony Brook University high-tech discovery center, which can capitalize on the new Start-Up NY program, [as well as] matching grants for small manufacturing companies, regionally significant development projects in Glen Cove, Yaphank and Wyandanch, as well as funds to support our agricultural and commercial fishery industries and the arts.”The influx of state money is welcome news to David Calone, president and CEO of Jove Equity Partners, and an influential investor in the creation of early stage companies on Long Island through the LI Emerging Technologies Fund and Accelerate Long Island. He said the latest round of awards will help foster “the infrastructure of our entrepreneurial ecosystem” because “the industries of tomorrow are in the laboratories of today.”The biggest share of the money earmarked for LI was the $3.6 million given to C&S Wholesale Grocers, which is planning to build a new automated warehouse in Suffolk for $130 million and ultimately employ 400 people, according to the LIREDC. C&S, which supplies Waldbaums, Pathmark and Stop & Shop stores, had closed its Central Islip warehouse several years ago.Cold Spring Harbor Laboratory and Stony Brook University each got $2 million in economic development funding for their projects. Brookhaven National Laboratory and Hofstra University got $2 million to get new high performance computing equipment. Hofstra, in particular, is planning a new robotics program at its School of Engineering.The Enterprise Park in Calverton, known as EPCAL, got $1.3 million to upgrade its sewage treatment plant. Wyandanch Rising received $1 million for its infrastructure upgrades. Other highlights include $2.5 million to construct a road connecting Glen Cove’s downtown and waterfront, $1.5 million for a rapid bus project in Suffolk County and $1.35 million for Long Island Compost’s expansion.
Call centers are becoming increasingly more vulnerable to fraud. With the proliferation of stolen identity information available on the Dark Web and the ability to social engineer other validation information, fraudsters are increasing committing account takeover via IVR and direct contact with call center personnel.According to IDology’s 2015 Fraud Report, suspected call center fraud attempts rose from only 2% in 2014 to 13% in 2015. Additionally, fraudsters have access to technology that allows them to mask, or spoof, phone numbers enabling them to avoid caller ID or automated number identification (ANI) systems used in credit unions’ call centers today.Criminals always try to exploit the weakest link to attempt to gain access to accounts, reset passwords and more. Call centers can often provide this avenue to fraudsters allowing them to spoof a number and then social engineer their way into someone’s account.Having the proper tools to combat spoofing is essential to stopping call center fraud. Advanced call verification solutions go beyond number matching and verify if the displayed number is actually, in connection with call center. This gives agents and fraud teams to identify spoofed numbers in real-time and reduce the chance of social engineering attacks – ultimately improving call center efficiency and security.Spoofed calls are also on the radar for fraud professionals. In 2015, Mercator Advisory Group interviewed fraud management executives at financial services institutions. In an executive brief sponsored by IDology, respondents noted that “Fraudsters are innovative, finding new tactics for gaining information to disguise their identities for financial gain by using event changes or new forms of spoofing, hacking or account takeover.”Additionally, IDology’s annual Fraud Report also found that suspected fraud attempts continue to climb – making it essential for credit unions to not only have the ability to spot potential spoofed calls for financial gain and account takeovers, but to also employ a fraud prevention platform that encompasses the many ways criminals try to gain access to credit unions members’ accounts.To download the complete IDology’s 2015 Fraud Report or the recently published executive brief focusing on the financial services industry, click here. 36SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Dancu John Dancu has served as President and CEO of IDology since 2005 and is recognized for his leading edge innovations in both the identity and fraud spaces. John has a … Web: https://www.idology.com Details